Conditions, fees and charges apply. We’ve got your back with 24/7 fraud monitoring and our Fraud Money Back Guarantee6. Google Pay: Read the Google Pay Terms and Conditions before making a decision and consider if it is right for you. These may change or we may introduce new ones in the future. This includes change of name, change of billing address, change of limits (card or facility limits) and card … credit card and Westpac American Express Business card insurance benefits. interest until this balance is paid off. A credit card with higher spending limits and greater flexibility. Our mobile banking app was rated among the best in the world in 2017, Withdraw cash using your phone from any Westpac, St.George, Bank of Melbourne or BankSA ATM3, Make purchases with Google Pay™ by simply tapping your mobile at contactless terminals4, A wearable that uses the same contactless technology as your Debit Mastercard, Other fees and charges may apply. You can have one additional cardholder for your personal credit card account. Westpac Choice Joint Account is a joint everyday bank account that’s packed full of features including Debit Mastercard access that you can open together online 6. Available for eligible cards. As the primary cardholder, you’ll be responsible for the use of the additional card on your account and will need to pay for all transactions made by the additional cardholder, including any charges as set out in the terms and conditions. What this means is that either of you can make purchases on the card. Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB), Westpac Debit Mastercard® Terms and Conditions (PDF 206KB), Online Banking Terms and Conditions (PDF 277KB), Find out what information you need to provide to become a customer (PDF 768KB). Westpac Fraud Money Back Guarantee: Customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Westpac promptly. Apply now Compare cards Airpoints™ Credit Cards. Westpac American Express Gold Credit Card All the benefits of the American Express with complimentary travel inconvenience insurance. This means you can both use the card and both share financial responsibility for the account. Adding an additional cardholder is an ideal way to share the benefits and convenience of your credit card with someone else without having to open a new credit card account. Both cardholders are able to make transactions using their cards and have equal access to make changes … Currently living in Australia and have an Australian residential address. Fraud Money Back Guarantee Shop securely with your debit card. Card on hold Can’t find your card? View the credit card account within Online Banking. To cancel an additional card, cut the card up and return it to us or give us a call to let us know you’ve cut up the card … Additional cardholders need to be over 16 years. View the credit card account within Online Banking. Westpac Airpoints credit cards comparison table. An everyday bank account packed full of features that you can open together online. By continuing to use this site we assume you're ok with our notice. You can apply online, drop into one of our branches or simply give us a call and we'll talk you through the application. This information does not take your personal objectives, circumstances or needs into account. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account. 5. To cancel an additional card, cut the card up and return it to us or give us a call to let us know you’ve cut up the card and have disposed of it securely. A list of Global Alliance members is available. Removing an additional cardholder. In order to use Westpac ATMs you will need to hold a Westpac account. You’ll also need the Westpac Mobile Banking app (version 6.1 or above) installed on your iPhone. Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. use your credit card … ... ©2021 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit … If accepted, you’ll only pay 5.95% p.a. Only a small selection of balance transfer credit cards let you move a joint debt or another person's debt onto the new account. When two people apply for a joint account credit card… card - means an eligible Westpac hotpoints Mastercard ®, or any other scheme or branded credit card notified by us from time to time and includes, unless the context states otherwise, any joint/additional card(s) issued on an eligible credit card … You may prefer a business or corporate online banking … Our notice explains how we use cookies and how you can manage them. This information does not take your personal objectives, circumstances or needs into account. These may change or we may introduce new ones in the future. Only available at Westpac Group ATMs in Australia. When you apply for a joint credit card… It’s ideal for small to medium enterprises and partnerships where the business owners or directors jointly take responsibility for the balance owing on the credit card … We use cookies to secure and tailor your web use. Consider its appropriateness to these factors before acting on it. Cardless cash: Cardless cash is available on eligible Westpac transaction accounts with a linked debit card. Fees and charges apply and may change. Unless otherwise specified, the products and services described on this website are available only in Australia from © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. … Payments will be applied to charges and accrued interest, then to cash advances and … If you’re unable to destroy the card, you’ll need to contact us to put a stop on the card account. To access cardless cash on your mobile you must be registered to use Westpac Online Banking and download the Westpac Mobile Banking App. In writing: post your request to Westpac Credit Card Services Private Bag 92503 Wellesley Street Auckland; To close a joint … 4. Full details are available on request. Browse our cards below and apply online today. Safe Online Banking guarantee If your Westpac account is compromised as a result of Internet fraud, we guarantee to repay any missing funds, providing you comply with our Online Banking Terms and Conditions. For further information, or to apply now, visit Westpac or call 0800 226 573. – for a joint credit card account, a notice Westpac sends to one of us, will count as a notice to all of us. eStatements for Joint Accounts Protect yourself and lower the risk of ID theft by receiving eStatements securely within Online and Mobile Banking. Get Cash limit of 3 withdrawals per day applies, subject to $500 daily withdrawal limit and $1,000 weekly withdrawal limit. ), Overseas ATM cash withdrawal from a Global Alliance Partner ATM (for more information on Global Alliance Partners see, Overseas ATM cash withdrawal from a non-Global Alliance Partner ATM, Transactions made in foreign currency, and the merchant or financial institution is l, Transactions made in foreign currency, and the merchant or financial institution is located in Australia. grab a joint or additional card for only $15 a year. Debit Mastercard: You need to be at least 14 years of age to be eligible for the card. New transaction account customers only. be subject to the Credit Card Conditions of Use for the applicable card. Apply online today. A 2% cash advance fee applies to credit card withdrawals where the "Credit" option is selected. Card on hold: Available on personal credit and Mastercard® debit cards only. By continuing to use this site we assume you're ok with our notice. Lending criteria apply to approval of credit products. These include: Rewards credit cards - these cards allow you to earn points on purchases that can be redeemed towards travel, flights and gift cards as well as a range of lifestyle products. Check out the excellent earn rates and other Airpoints benefits to pinpoint the Westpac card … With a business credit card with joint and several liability, the principal is jointly and severally liable for all transactions to the credit card account. Global ATM: A 3% Westpac Foreign Transaction Fee applies to overseas debit or credit card withdrawals. Our notice explains how we use cookies and how you can manage them. Excludes American Express® cards. You'll need your 8-digit customer number and password. Low Rate credit card … Why should I change to a Westpac Airpoints™ credit card? >>Altitude Platinum Balance Transfer Promotion: This offer is available when you apply and are approved for a new Altitude Platinum credit card between 10th December 2020 and 31st March 2021, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards… Westpac is a member of the Global ATM Alliance, a joint venture of several major international banks that allows customers of the banks to use their ATM card or check card at another bank within the … Joint account credit card holders open a new line of credit. We use cookies to secure and tailor your web use. We have joint accounts - how do we use Online Banking? By opening the account, you: Confirm you hold a valid Pensioner Concession or Health Care card and that your benefits are to be paid into this account. ... Joint accounts opened online have a maximum of two account holders only... 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